Pricing & Planning
Pricing & Planning
Pricing & Planning
Clear, Transparent, and Built Around Your Life
Retirement isn’t a guessing game — and your financial plan shouldn’t be either.
At St. George Wealth Management, every relationship begins the same way: with a financial plan that fits the complexity of your life.
Not because it’s a rule… but because it’s the only way to deliver confident, tax-smart decisions for the next 5, 10, or 20 years.
Your plan is your compass — the Anchor Process that guides every move we make together.
From there, you choose the level of support you need, and whether you’d like us to manage your investments as well.
Financial Planning Tiers
Built on structure. Driven by strategy. Designed for clarity. Pricing aligns with the complexity of your financial life and the depth of strategy required, as outlined in the official Planning Tiers chart
| Tier | Harbor Plan | Mariner Plan | Admiral Plan |
|---|---|---|---|
| Starts At | $5,000 | $7,500 | $10,000 |
| Best For | Foundational planning, early-stage complexity, households seeking clarity and direction. | Moderate complexity, mid-career professionals, dual-income households, and early business owners. | High-complexity households – business owners, multi-property investors, blended families, legacy-focused planners. |
| Engagement | 6 months | 9 months | 12 months |
| Includes |
|
|
|
| Notes | Perfect if you’re 10+ years away from retirement and want a strong, strategic foundation before complexity ramps up. | Ideal for families 5–15 years from retirement who need strategic tax planning and multi-layered coordination. | A fit for those nearing retirement or already in the “Retirement Red Zone” who require comprehensive planning and ongoing strategic oversight. |
Investment Management (AUM Pricing)
If you’d like us to manage your investments, we provide long-term, tax-aware portfolios designed to complement — not replace — your financial plan.
| Portfolio Value | Fee |
|---|---|
| Up to $400,000 | 1.25% |
| $400,001 – $999,999 | 1.10% |
| $1MM – $2.99MM | 1.00% |
| $3MM – $5.99MM | 0.90% |
| $6MM – $8.99MM | 0.80% |
| $9MM+ | 0.70% |
Note: A financial plan is required to engage in investment management. Planning fees may be reduced or waived at higher asset levels
What You Receive With Investment Management
As outlined in the “We Provide” section of your
- Custom asset allocation
- Ongoing rebalancing
- Tax-smart investment strategies
- Active monitoring to keep you on course
We don’t chase headlines — we steer toward long-term results, tax efficiency, and alignment with your retirement plan.
Hourly Consulting
$750/hr
Need help with a single decision?
A one-time strategy session is perfect for:
- Employer benefit reviews
- Second opinions
- Major life or financial decisions
- Navigating a complex choice without committing to a full plan
Choose Your Path
Where are you on your
retirement journey?
Where are you on your retirement journey?
20+ Years Until Retirement
The earlier you plan, the easier the win.
Most people this far out think retirement planning is about “saving more.” That’s like thinking a boat just needs more fuel — not a map, weather radar, or a captain.
10+ Years from retirement
This is where decisions matter most.
This is the most important decade in your financial life. Mistakes here are expensive. Smart planning here is powerful.
5 Years or Less (The Retirement Red Zone)
This is your final drive — don’t fumble it.
Timing mistakes, tax errors, and poor withdrawal decisions can permanently damage retirement.
